Reader’s Question: I will be traveling the Middle East for about six-months next year, would that in any way impact my life insurance coverage here in Texas? Jared Grand Prairie, TX Interesting question. It is possible for your life insurance policy or premiums to be affected if you are traveling outside the country. Unlike moving [...]

Reader’s Question: Is there any way that I can lower my life insurance premiums with my provider here in Texas? Alasdair Arlington, TX With the recent economic crisis the whole world is experiencing (especially in The United States) more and more people are feeling the crunch and would naturally want to find ways to cut [...]

Reader’s Question: I’m a single, healthy, non-smoking career woman and I’ve agreed to a whole life insurance policy that a life insurance agent here in Texas sold me. Is this a good choice of life insurance? Marinelle Arlington, TX This is a very interesting question. Whether you made a good choice or not to go [...]

Reader’s Question: I am completely clueless as to how life insurance policies work! I’ve never felt the need to get one before but my current circumstances here in Texas has persuaded me to do so. Can you tell me more about life insurance? Rita Mesquite, TX Life Insurance is basically an agreement between you (Policy [...]

Reader’s Question: It’s time for me to step up to the plate and make sure my family has money if something happens to me anytime as I am the sole bread winner. I have decided on life insurance in TX and it appeared friends tell me there are several different types. Julan Austin, TX Sounds [...]

Reader’s Question: Howdy! Term life insurance in Lubbock Texas TX works for my wife and I, but we do not have enough. Should we purchase another policy from a different carrier or try to add more to our existing policy? Is that hard to upgrade life insurance? Thanks, Irv Lubbock, TX Hello Irv, That is [...]

Reader’s Question: I have been smoking for 3 years and I need life insurance coverage. I have heard from my friends in Texas that smokers get high insurance premiums. How true is this? How can I get cheap smoker life insurance even if I am a heavy smoker? Janah Austin, TX How are you today, [...]